Job Summary
Published On : Nov 3, 2026
No. of Vacancies : 10
Job Type :
Full Time
Job Level :
Experience : At least 3 years
Age : At most 45 years
Location : Bogura, Chuadanga, Dinajp
Salary Range:
Tk. 40000 - 45000
Application Deadline : Dec 2, 2026
Senior Executive – Recovery (Farmer Finance)
iFarmer Limited
No. of Vacancies
10
Job Description / Responsibility
- The Senior Executive – Recovery (Farmer Finance) will be responsible for ensuring timely loan recovery, monitoring farmer financing portfolios, identifying credit risks, and managing overdue accounts. The role also involves field-level verification, fraud detection, and coordination with relevant teams to minimize financial risks and maintain portfolio quality.
- 1. Pre-Financing Verification & Risk Assessment
- Conduct independent field verification of farmers to assess identity, farming activities, financial condition, and repayment capacity.
- Review credit history, repayment behavior, financing requirements, and potential risk factors before financing approval.
- Verify submitted information and identify high-risk or potentially fraudulent applicants.
- 2. Portfolio Monitoring & Risk Identification
- Monitor assigned farmer portfolios throughout the financing cycle to identify potential repayment risks.
- Conduct regular field visits to verify farming activities, financing utilization, and repayment readiness.
- Identify early warning signs, including crop losses, financial difficulties, and irregular repayment behavior.
- 3. Recovery & Overdue Management
- Ensure timely follow-ups with farmers before and after financing maturity to facilitate on-time recovery.
- Manage overdue accounts through structured follow-ups, field visits, and effective recovery strategies.
- Identify reasons for repayment delays, negotiate realistic repayment commitments, and minimize potential bad debts.
- Develop recovery action plans for critical and long-overdue cases.
- 4. Fraud Detection & Risk Control
- Identify and investigate suspicious activities, including fake farmers, fund diversion, unauthorized collection, and misuse of financing.
- Verify recovery records and investigate discrepancies involving field-level collection and deposit activities.
- Escalate suspected fraud, operational irregularities, and potential financial losses to the Recovery Manager.
- 5. Reporting & Documentation
- Maintain updated records of farmer verification, repayment commitments, overdue accounts, and recovery progress.
- Monitor recovery performance, overdue aging, and zone-wise portfolio status through approved tracking systems.
- Prepare periodic reports highlighting recovery performance, high-risk accounts, and critical issues.
- 6. Cross-Functional Coordination
- Coordinate with Farmer Finance Operations, Finance Control, and field teams to strengthen portfolio monitoring and recovery.
- Share field verification findings, repayment updates, and critical case information with relevant stakeholders.
- Escalate critical overdue and potential bad-debt cases through the Recovery Manager for timely intervention.
Educational Requirements
- Bachelor of Business Administration (BBA)
Experience Requirements
- 3 to 5 years
- The applicants should have experience in the following business area(s): Agro based firms (incl. Agro Processing/Seed/GM), Agro based Startup, Banks, Financial Technology (Fintech) Startup, Investment/Merchant Banking, Micro-Credit
Additional Job Requirements
- Age At most 45 years
- Educational Requirements
- Bachelor's degree in Business, Finance, Accounting, Agriculture, Economics, or a relevant discipline.
- Professional certifications in credit management, microfinance, or risk management will be preferred.
- Experience Requirements
- 3–5 years of experience in loan recovery, credit management, MFI, banking, NBFIs, or agricultural financing.
- Experience in field verification, portfolio monitoring, and overdue recovery will be preferred.
- Required Skills & Competencies
- Strong negotiation, communication, and analytical skills.
- Good understanding of credit assessment, loan recovery, and risk management.
- Proficiency in MS Excel, Google Sheets, and digital reporting tools.
- Strong integrity, accountability, problem-solving, and decision-making skills.
- Additional Requirements
- Willingness to travel frequently and work extensively in the field.
- Ability to manage recovery cases across assigned territories while maintaining ethical collection practices.
Location
Bogura, Chuadanga, Dinajp
Salary Range
Tk. 40000 - 45000
Other Benefits
T/A,Mobile bill,Medical allowance,Insurance
Festival Bonus: 2
Competitive salary package
TA/DA for Field Visits
Annual salary review
Friendly, collaborative, and inclusive work environment
Indoor & outdoor sports and recreational activities
Opportunity to work with dynamic and cross-functional teams
Culture that encourages learning, growth, and innovation
Job Source
Bdjobs.com.bd Online Job Posting
Application Deadline : Dec 2, 2026
Company Information
Company Name:
iFarmer Limited
Address: NE(B) 3B Road 74, Gulshan-02, Dhaka - 1212
Web:
https://www.ifarmer.asia/
